Sandy Bowen

Sandy Bowen is a retired pastor and elementary school teacher who brings a unique blend of faith, wisdom, and education to her work as a financial professional. With a heart rooted in service, she views each client interaction as a divine appointment—approaching financial planning with prayerful discernment and a teacher’s clarity. After becoming a widow in 1987and raising three children on her own, Sandy understands firsthand the importance of financial preparedness, especially during life’s most difficult seasons. The whole life policy she and her husband purchased early in their marriage became a lifeline, fueling her passion to help other families secure their futures with similar wisdom. Now based in Arizona near her youngest grandchild, Sandy continues to travel between states, supported by her agency’s nationwide licensing. Her motivation was further deepened by the painful loss of a loved one who passed away without a will or financial plans—an experience that shaped her mission to help families avoid similar heartache. Sandy is committed to guiding others with compassion, helping them put protections in place, build wealth, and leave a legacy. With strong Midwestern values and a joyful coastal spirit, she serves with a caring teacher’s heart and a calling to make a difference.