Alvin & Marcia Ubaldo

Alvin Ubaldo has founded his practice on the principles of integrity. Growing up with two very hard-working immigrant parents, he witnessed firsthand how determination can still lead to poverty. Entrepreneurs at heart, both of his parents had degrees, yet still understood the value of being your own boss, and instilled those values in Alvin beginning at a young age. At 18, Alvin started his own company selling car stereo systems. Later, he gained employment with a company he did not like and did not find value in. He stayed there for fifteen years, moving up in the company into management, but eventually took the road to entrepreneurship once more, establishing his own business.

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Alvin eventually moved to real estate before meeting a financial advisor and becoming interested in financial planning. His wife hesitated to jump into a new venture, but Alvin was confident he could add value to this space and kept pressing forward. The more Alvin learned about financial concepts, the more he realized that this knowledge could help other families like the one he grew up in, hard workers who deserve peace in their financial lives. Because he understood the value of community and integrity, Alvin eventually formed the Valoram Solutions to empower people in his community to overcome their financial fears and achieve security.

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At Valoram Solutions, Alvin has built a team driven by a shared commitment to making a meaningful impact on the lives of those they serve. Together, the team places integrity and ethics at the core of their practice, aiming to guide their clients to freedom and independence in retirement.